PROPERTY & GENERAL LIABILITY
Every business is exposed to unforeseen loss. For example, you may have business assets that are at risk to be lost or stolen.
You could be sued for liabilities other than your professional services. In today's litigious business environment, precedents for liability against companies are almost endless.
To protect your business from unforeseen loss, it is often a good idea to enlist the advice of experienced risk management consultants–the professionals at R.T. Nelson and Associates.
Business Office Protection (BOP)
Package policies known as "BOPS" are a lot like homeowner's policies. They combine property insurance covering your business assets (office equipment, improvements or the building itself) with general liability coverage. If you own or lease an office facility, you can be liable for accidents (if someone were to slip and fall on the premises, for example). We offer simple, straightforward Office Policies that will cover all your business property and public liability. These policies can also include coverage for vehicles used for business, employee fidelity, and loss of income due to damage to your facility, as well as other unforeseen perils.
Workers' Compensation
Similar to most states, Illinois law requires all employers to carry workers' compensation insurance. For many non-industrial businesses (physician practices, for example) workers' compensation insurance is almost an afterthought. Regardless of the size of your businesses or the industries you serve, you need a comprehensive workers' compensation insurance plan. R.T. Nelson and Associates can ensure that you have the proper credits and fully understand your coverage. Regardless of the size of your staff, we can provide your business with the correct level of coverage within an appropriate budget.
Management Liability
Management Liability, often referred to as Directors and Officers Liability (D&O), is becoming more and more prevalent. While mismanagement of large companies makes headlines on a frequent basis, many smaller firms are seeing claims brought by community groups, competitors and more commonly, former employees. Whatever your needs are in this area, we can arrange for the proper insurance protection.
Please contact us if you would like to discuss your property and general liability insurance needs.
Business Office Protection (BOP)
Package policies known as "BOPS" are a lot like homeowner's policies. They combine property insurance covering your business assets (office equipment, improvements or the building itself) with general liability coverage. If you own or lease an office facility, you can be liable for accidents (if someone were to slip and fall on the premises, for example). We offer simple, straightforward Office Policies that will cover all your business property and public liability. These policies can also include coverage for vehicles used for business, employee fidelity, and loss of income due to damage to your facility, as well as other unforeseen perils.
Workers' Compensation
Similar to most states, Illinois law requires all employers to carry workers' compensation insurance. For many non-industrial businesses (physician practices, for example) workers' compensation insurance is almost an afterthought. Regardless of the size of your businesses or the industries you serve, you need a comprehensive workers' compensation insurance plan. R.T. Nelson and Associates can ensure that you have the proper credits and fully understand your coverage. Regardless of the size of your staff, we can provide your business with the correct level of coverage within an appropriate budget.
Management Liability
Management Liability, often referred to as Directors and Officers Liability (D&O), is becoming more and more prevalent. While mismanagement of large companies makes headlines on a frequent basis, many smaller firms are seeing claims brought by community groups, competitors and more commonly, former employees. Whatever your needs are in this area, we can arrange for the proper insurance protection.
Please contact us if you would like to discuss your property and general liability insurance needs.